Crop Insurance

In a click, you can access the crop insurance services and information you need. RCISag is a secure, online crop insurance service center that will give you instant access to your RCIS policy information and acreage and production reports.

Policy Inquiry

Use this feature to view policy balances and print a Schedule of Insurance. Please note that until you submit an acreage report, you will not have any billing balance on your policy, nor will you be able to print a Schedule of Insurance.

Acreage Report Worksheets

This feature allows you to electronically submit acreage report worksheets to your agency. If you submit the worksheet electronically, you DO NOT need to print, sign, and send it in the mail. Your agency is automatically notified when you submit your worksheet.

Forms

Some crop insurance forms are available for printing from the RCISag web site.

News Articles, Weather Updates

This feature includes links to other agricultural web sites.

How does RCISag work?

To access your information you will need to enter a user ID and a default password. Your user ID is your tax ID number (social security number OR the employer ID number used on your policies). RCIS will supply you with a default password.

The first time you log on to the service, you will be required to choose a new password that is different from the default password. Remember your new password and keep it secure.

Once you have logged on to the service, you will have access to your policies ONLY. No one else can access your policies unless they know your user ID and password. Please keep your password confidential.

At Insurance Mart we have set a new standard of service in crop insurance nationwide. We understand farming. We know you can’t always control the power of Mother Nature, but you can protect your family’s financial security with crop insurance.

Crop Hail Overview:

You know that five minutes of hail can wipe out an entire year’s income. The Crop Hail policy through Insurance Mart and Rural Community Insurance Services (RCIS®) provides protection against loss to the crop from hail. This policy supplements the coverage provided by an MPCI policy. Crop Hail provides coverage on an acre by acre basis.

MPCI policyholders in some states have an additional option to purchase a Companion Hail policy that works with the Multiple Peril Crop Insurance (MPCI) policy for quicker pay-out on hail losses.

Crop Hail Auto-Crop through Insurance Mart and RCIS offers the convenience of allowing the Crop Hail policy to be completed based on the MPCI acreage report for the crop. With Crop Hail Auto-Crop, your Crop Hail coverage becomes a continuous policy that remains in effect until it is canceled. Simply review your insurance per acre coverage and policy form each year and if there are no changes, no other paperwork is required.

The RCIS Crop Hail program also offers many specialty endorsements to cover specific perils on selected crops in some states, such as green snap wind endorsement for corn or sugar beet crusting endorsement. Your RCIS agent can quickly show you all your options.

Named Peril Overview

Flexible coverage designed to protect crops from damaging weather conditions during specified coverage periods. Recommended as a supplement to MPCI and Crop Hail policies to cover gaps in coverage such as hazards unique to specific crops, unavailability of MPCI and hail insurance in your area, or to cover a processor.

The Leaders On Every Front

INSURANCE MART has long held a reputation for superior service, innovation and efficiency. Our acclaimed service record and the RCIS technological support represents two of the many key areas in which we excel.

Strength To Support You

In the crop insurance business, strength means having the financial ability to get the job done efficiently and effectively - for everything from quotes to claims, we have proven that ability. RCIS is a subsidiary of Wells Fargo & Company (NYSE: WFC), one of the nation's largest and most visible publicly held companies. Fortune Magazine ranked WFC as the 62nd largest company in America based on revenue. As WFC President and CEO Dick Kovacevich reminds people, however, size is not the objective. "If we focus on what our customers want - on serving them when, where, and how they want to be served - we will achieve our vision."

Resources To Serve You

At INSURANCE MART and RCIS, people and technology are the keys to successfully meeting the needs of our producers.

Fast response time and prompt claims processing are made possible by our experienced staff, area claims representatives and adjusters who understand that service always comes first.

RCIS leads the way again with the development of cutting edge technology for agents and policy holders. Using rcisag.com, policy holders can harness the power of the internet to transmit acreage reports and other forms.

Commitment To See You Through

At INSURANCE MART and RCIS, commitment means having helped thousands of people like you, since 1980 - through good times and bad. It means continuing to serve our agents and their insureds by building on an already superior record of service and performance.

For more information about Rural Community Insurance Services, visit them on the web at www.rcis.com.

Rural Community Insurance Services is a managing general agency representing several risk bearing insurance companies. Insurance policies are obligations of the issuing insurance company, are not obligations or deposits of or guaranteed by any bank and are not insured by the Federal Deposit Insurance Corporation.

Rural Community Insurance Services and Insurance Mart prohibits discrimination on the basis of race, color, national origin, sex, religion, disability, political beliefs, and marital or familial status.

YIELD BASED COVERAGE

Multi-Peril Crop Insurance (MPCI) – provides protection against losses from a number of uncontrollable causes. MPCI is the most popular insurance coverage due to its flexibility in level and price.

Catastrophic (CAT) – Provides the minimum coverage amount on a MPCI policy. For a $100 fee, producers can buy a minimum insurance coverage based on 50% of the producing operation's average yield at 55% of the FCIC established prices.

Group Risk Plan (GRP) – Recommended for farmers whose yield history closely tracks the county or parish history because protection is based on the yield experience of the county rather than their individual farms.

REVENUE INSURANCE PLANS

Crop Revenue Coverage (CRC) – Provides farmers with a revenue guarantee based on their approved yield and current market price. Protects against losses resulting from a decrease in market price, a loss of production or combination of these. While CRC provides several advantages over traditional crop insurance policies, the real benefit comes when it is incorporated as an integral part of the producer's marketing plan.

CRC can be an effective risk management tool by providing farmers with an established revenue guarantee per acre. Farmers may more proactively market through the growing season when prices are usually higher, knowing that CRC provides the revenue guarantee to cover bushels committed in forward pricing their crop or when using other market options.

Revenue Assurance (RA) – Available for selected states and crops, this policy provides protection against revenue losses resulting from any combination of low market prices or low production yields. RA is available in certain states. Ask your agent about availability in your area.

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