Life Insurance

Life insurance provides you with the comfort and the knowledge that you have taken care of the following:

  • Family protection
  • Estate and settlement costs
  • Emergency funding
  • Next generation gifting

There are two basic types of life insurance:

  • Term insurance
  • Permanent or whole life

Life insurance is sometimes called an instant estate planning tool because the proceeds from a life insurance policy can:

  • Help ensure that your family is not burdened by significant debt by covering the payment of taxes and other transfer taxes
  • Help satisfy other debt including funeral costs and outstanding medical expenses
  • Provide immediate income to loved ones.

Insurance Mart will help you evaluate your personal situation to determine the policy type that is appropriate for your unique situation.

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